Issue:

Highlights:

Issue 31

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December 08 Issue - A Christmas message from the Managing Director - John McAllister

• Christmas 2008 - Bad Times or Times of Opportunity?

As I write this message the shopping centres are trading flat out for Christmas shoppers, although this year the total expenditure may be a bit less than last. Yes even the shoppers are reflecting the troubled financial times of 2008.

Issue 30

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November 08 Issue

• Nows The Time

In this issue, we examine the impact of falling interest rates on the costs of holding onto an investment property. The falling interest rate environment is providing property investors an affordability level that goes back some 4 to 5 years in terms of out of pocket expenses for negatively geared property.

Issue 29

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October 08 Issue - A message from the Managing Director - John McAllister

• How fast is the tide of financial markets?

There is no doubt that the world today is very different to that we experienced 12 months back. Like everyone else with raised anxiety levels, we continue to brace ourselves for what looms around the corner.

Issue 28

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September 08 Issue

• First Home Purchases

With the Reserve Bank of Australia announcement of a 0.25% interest rate reduction as of the 2nd September 2008 (ending a run of 12 successive increases and making the first interest rate cut in almost seven years or since December 2001), there is no better time than now to be reviewing your finances.

Issue 27

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August 08 Issue

• Market Performance and Investor Behaviour - A message from our Managing Director.

"...What this all means to you, as an investor, is that more than ever, sticking to your long term investment strategies will reap the desired outcomes. Remember, “IT IS TIME IN THE MARKET, NOT TIMING THE MARKET”!..."

Issue 26

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July 08 Issue

• Not so Super Super Returns

With almost every working Australian – from the young apprentice to those close to retirement – in one form of Super or another, the question that they will all be asking is “What sort of returns will Australia's super funds produce for 2007-2008”?

Issue 25

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June 08 Issue

• Super - The End Result

In this issue we demonstrate the need for clients to actively managed their super.

Issue 24

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May 08 Issue

• The Growth of Self Managed Super Funds

• What is aSelf Managed Super Fund
• Responsibilities of the Trustees

Issue 23

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April 08 Issue

• Interest Rate Rises - No Pain, No Gain

• Rate of Return & Risk

Issue 22

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March 08 Issue

• Look Past Short-Term Market Distractions (Dollar Cost Averaging)

• Mind Over Matter

Issue 21

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February 08 Issue

Is it Really that Bad?

• The The sub-prime related woes in the US continue to take its toll on the world markets with a global downturn now very evident. We will all be affected in one way or another. Some will lose out others will emerge winners.

Issue 20

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January 08 Issue

An Update on Recent Market Volatility

• The Australian share market is trading about 2 per cent lower today, Australian mining stocks have dropped, the major banks are also counting their losses and all of this is related to the US Subprime crisis. What exactly is the US Subprime Mortgage Market all about?

Issue 19

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Issue 18

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December 07 Issue

• A Question of Time
• Six Steps to Financial Independence
• Invest in Your Future

Special Supplement - Property

• National Capital City Round Up

Issue 17

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November 07 Issue

• The Cost of Poor Timing
• Coping with Interest Rate Rises
• Rich but Not Retired

Issue 16

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October 07 Issue

• When work stops but the bills don't
• Mortgage Dut

• Changes to Centrelink as from 20/9/2007

Issue 15

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Special Supplement - Rental Comaparison

Brisbane rental market never seems to plummet, it may plateau, or it may boom but it has always shown a positive strength...

Issue 14

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September 07 Issue

• Learning To Love Volatility
• A Question of Balance
• Rising Debt Levels takes shine of Super savings
• Your Home is your Business
• Understanding the Property Cycle

• Aura – West End’s (Brisbane) newest river precinct

• Client News

Issue 13

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Issue 12

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August 07 issue has some interesting topics:

• Will you be one of many that run out of funds sooner than expected in Retirement?

• Creative Thinking
• Financial Planning Hints & Tips
• More Wealth Tools go Live!

Issue 11

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July 07 issue covers the following topics:

• End of Financial Year Blues!
• Blessed With A Purpose
• After The Storm
• Great Dream out of Reach for Many
• Super changes mask the most basic problem

Issue 10

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June 07 issue covers the following topics:

• The Power of Suggestions

• Wealth Tools go Live!
• The Dangerous Divide - A commentary

• The Market is Stirring - Now is the time to buy!

Special Issue

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Special Issue

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Issue 9

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May 07 issue covers the following topics:

• MLC Adviser Scholarship Program
• The Risk of out living your savings
• Property hotspots - West End QLD
• The Dangerous Divide of our Ageing Population

Issue 8

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April 07

• A budget for Financial Independence

Special Issue

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Issue 7

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March 07

• Should you sell when the markets are low & Super Tips

Issue 6

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December - January 07 Issue

• A New Year A New Start, Plan for a Rewarding 2007

Issue 5

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December 06 Issue

• A Christmas Message from the Managing Director